Stop Payday Predators

Welcome to stop payday loan predators

Welcome to stop payday loan predators, created from the latest complaints of payday loan lenders, extracted from the leading scam type internet sites, that list all of the current complaints and warnings of current payday loan companies.

The intention of this site is to provide a current list of all the latest payday scammers.

This could be useful if you want to find information about a particular payday loan company before you sign the dotted line and take out a payday loan.

Hopefully providing you with a simple way to detect companies in the payday loan industry that are not to be trusted.

IMPORTANT: A lot of the online payday loan lenders are not actually the REAL lenders, they are in fact third parties (middle men) that sell your information to the actual lenders! what this means is that you then receive lots of unwanted email (spam) from sometimes hundreds of lenders, this is explained better by these real life experiences here and here

Prepare for the worst – The best way to protect yourself if you are considering taking out a payday loan is as follows.

• Create a secondary email address, use this for all correspondence related to the payday loan and nothing else.
• Pick up the phone and call the payday loan company you are considering, tell them that you are considering taking out a loan and would like the number of their complaint / support department – the number you would need to make payment extensions that sort of thing. Write down the number, then hang up.
• Ring their support number that they just gave you and see if they seem helpful (you can pretend to be asking how much extra you would have to pay because you are unsure if you can make the payment date for an existing loan with them etc. etc.)
• Don’t give any payday loan company your work phone number, put a fake one in or insert your cellphone number, buy a secondary cellphone number etc.
• Don’t give any payday loan company your employers information, they do not need this, but usually always ask for it (Normally to use against you if you fail to make payments) Instead of adding your employers information, you can say that you are self-employed, or receive social security or you have a pension or you are disabled. Payday loans have been created for people specifically in these 4 categories mentioned, all you need to take one out is a regular income, not necessary an income from an employer.

Important: All honest payday loan lenders will have someone to deal with for non payments, or any concerns you have etc. etc. If they don’t have a support number, then find a lender that does.

TO FIND THE LATEST AND MOST UP TO DATE COMPLAINTS CLICK ON THE LINKS FOR EACH COMPLAINT SITE, THANKS

IF YOU HAVE A COMPLAINT AGAINST A PAYDAY LOAN PROVIDER AND WOULD LIKE IT TO APPEAR ON THIS SITE PLEASE USE THIS CONTACT FORM AND WE WILL PUT IT UP ASAP

Disclaimer: The companies listed below may well be legitimate companies that offer legitimate loans, this list is purely based on internet complaints from real people who are pissed off (extremely fucking angry) and is not intended as advice, please speak to an expert and do your own due diligence before taking out a loan or any other financial product. Also please take note that there are thousands of payday loan companies and payday loan intermediary providers in the USA a small percentage of these will use similar sounding names as legitimate companies, there may be companies listed here who are using the same name as legitimate companies. Visit the complaint site or a bbb provider or the ftc or an expert in your area to get advice and accurate information.

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Complaints from Complaintsboard.com

Click here to search for unscrupulous lenders according to consumers from complaintsboard.com

Lenderfinders
I purchased the advertised service and when I went to the sites to apply for one of the offers the loan companies would not even take my application. only 1 did and I was turned down instantly. I can not find a phone number to call these people at. I think I was just scammed and will try to get my bank to refund my charge and see if this is a fraud. stay away from these people, it looks like bad news and I may have lost 69.99. they just send you to payday loans which you can do on your own but for a lot less than a loan would give and less time to pay it off.

creditscorecomplete
I sighed up with this website from an e-mail sent to me in July,
“Stop creditors from calling/harassing you” “Give u all of your personal information, soc. Sec. #, everything. hen it says “Sorry, we cannot process your request. All of a sudden, was being called several times a day, Scammers saying I won a Lottery, took out payday loans, a home mortgage loan, auto loans, I had to change my phone number. I am out of options.

Cash One USA
today I received a phone call from this man named Mark Taylor. A message was left on my phone to call back because I was in an investigation for payday loan fraud, so I called back and Mark Taylor answered the phone. I then asked him what was this in regards to and he had my ssn, my address and my drivers license, I asked him what was this in regardless to and he said that a company by the name of cash one usa is filing a payday loan fraud against mIII was ordered to pay $586 to clear out of my name then asked him where did the loan originate, what date diIII supposedly take this loan out because never heard of this company before, he then told me hdoesn’t'tt have ne of that info and that couldn’t provide me with the company he was calling froI.II asked for a supervisor and a man named frank miller got on the phone and proceed to tell me the only optiInII have disputeute this was to go to court in PA and fight the casI.askedskd him the same questions and he said that didn’t hv the details but will be available whInII go to court. he then said he cn mail me the details of tdisputeute to my lawyIraskedskd if he could send to me and saididd he would and thaskedskd for my addresI,II told him he already had my address to mail to address he has on filI.II go to do my research athat’sats hIwII found this site IoII am making my complaint. youoiu are contacted by this company please report to your local attorney general and the FBI – anon

BMG payday loans
I received 2 e-mails from 2 attorneys, and when I looked up there “personal number”, it was a cell phone number. They claim that I owed $800.00 and $425.00 to BMG payday loans. After reading the testimonials online, I will definitely take steps to stop this once and for all.

Weapprove
May details were passed to different loan companies after making an enquiry about payday loans.on the morning of 16.03.2011 I checked my bank balance and noticed the money had gone, so I went down to my local branch after they made some enquiries they told me the money went to this company I never heard of I’ve been on their website and just as I suspected they have no phone number…but I’ll find one though…I think its theft coz I didn’t authorise them to do so.

Lakota Cash
my son took a payday loan with Lakota Cash. I found out they are illegal in our state. He sent them a letter regarding this and they still are trying to debit his checking account, resulting in hundreds of dollars of NSF fees. They try at least twice a day to debit his account. They are threatening to garnish his wages. Can they do this?

quick cash net
I just received a phone call from an attorney…foreign accent..phone number is 951-708-3083. he said I was being sued by quick cash net for not paying back a loan. I never had a loan with quick cash net…and I would have to go to court tomorrow at 11 am to prove that I did not have any such loan. I do not know what I am suppose to do…go to the police?

Everest Cash Advance
This is an online payday loan company. They have debited my bank account and continue to steal from me. I have asked for a refund and they do not respond. I don’t know who these people are but they are going to answer to this. I will spend as much time as necessary, trying to recoup my money. I have paid them their $300 loan back and them some-$990.00 total payments. This is not right. Do not deal with these people. They are hiding behind another business name because you cannot find any information about them. I am very sorry to read that most of these payday lending companies are traced back to Indian Reservations. So, do not deal with this company. They only list an email address and telephone numbers. No physical address like a REAL BUSINESS would.

national platinum club
they submit a deal and even after cancel they continue with and underlying one from anther company that was enclosed with the deal same name but a different kind of deal. I cancelled one but the monies are going to be still debited from my account even after I cancelled

AmeriLoan
I took out a payday loan with Ameriloan a few months back, trying to make ends meet. In addition, I had two other internet payday loans with other companies. Unfortunately, I found myself further and further in debt and, unfortunately, had to file for bankruptcy. I was advised by my attorney to put stop payments on all of these loans. I did this on the 11th of January. The companies contacted me and I told them what was going on (1) that I had filed and (2) to contact my attorney. Well, guess what? Today, January 30th, I happened to check my bank account and saw that I was $1500 overdrawn! These people (Ameriloan, United Cash Loans and One Click Cash) all ran checks through my checking account! These checks were NOT authorized!!! I’m just devastated by this and hope that my bank will reverse these charges. I just wanted everyone to know DO NOT, EVER get a payday loan with ANY Company. They are very unscrupulous people who prey on those that are in a financial bind.

Officer Richards
I got a v.m. to call Officer Richards because I was have a lawsuit against me for failing to pay back a payday loan. I do not have any payday loans!!! They had my s.s. # and I unwittingly confirmed it. I didn’t give it to them they already had it!!!

pdlnow
This company over charges to do payday loans and refuses to provide me with a copy of the agreement they claim we have. Around January 2011 I got a $200 loan. Since I got my $200 loan, I have paid $79 a pay check totalling over $1100!!! I have instructed them to stop taking payments out of my account, and they continue to do so.
The loan process started over the phone and I was then instructed to go on to the site to complete the loan. When in fact, me signing onto the site put me into a loan agreement automatically. I can’t get caught up to pay the full amount because they keep taking my extra money I do have as an interest payment. I have been trying to resolve this since March, as you will see in my correspondence between PDL and myself. I was given no loan agreement to read, ways to alter my loan amount or anything. I have used other payday loan companies, and this one is not working lawfully. I have considered closing my checking account so they don’t take any more money, but I don’t want my credit report affected.

portfoliorecovery
I never authorized an account with this company. This is fraudulent.

Advance Cash USA
These people have been calling me for several months off and on and will not stop!! I owe them nothing and they will not quit!! I have reported them to the police department I have called them the same way they call me and they just will not quit. The number they gave me ti contact them is 561-705-0142 with a fax number of 646-224-9593. They said I owe them money for a cash advance and have called my work and everything this is horrible to be harassed in the USA by people that probably should not be here anyway!! The police have been unable to contact them because they change numbers. I filed a complaint with the Att. General today I am so sick of this. I have had the same phone number for 10 years and should not have to change my number due to ignorance!! Someone needs to STOP!!! This!!!

US Cash Advance
I had received a phone call from a man named John he said he was a attorney and he as calling me in regards to a cash advanced that I had received from a us cash advance. he give me this runaround on how I owed this money but couldn’t give me any information. he said the only way to resolve it was to come to court in California or send him $350.00 by a debit card or by a prepaid debit card. I asked him why I couldn’t send him a money order he said that he could only accept a card. to some it all up I dont mind paying what I owe but this sounds like a scam to me.

For the latest payday loan scam reports on complaintsboard.com click here

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Complaints from Complaints.com
Click here to search for unscrupulous lenders according to consumers from complaints.com

AMERILOAN
DO NOT USE THIS COMPANY! Occasionally I need dollars before the social security check comes in. I’m a disabled 64 year old and I borrowed 300, agreeing to pay 90 dollars on payday. BUT they only took out the 90 and NOT the 300! I know this means they will continue to charge me interest; their phone number does not go through. I see other complaints that it took them several months and much more interest to resolve! Let me know if you have a phone number that WORKS (0617 does NOT).

Ludington Loans
Ludington Loans approved a loan with a $995 deposit to be sent via Western Union with a $86 dollar fee that they promised to return to me. Then after that was sent to them required another $995 sent via Western Union with a $86 dollar fee that they promised to return to me as well. When I did not have the money to send it but I was now in a desperate situation they convinced me to get a payday loan to pay the second deposit. I did this out of desperation because now they had my money and I needed money to pay the bills and they said it would be at least 30 days before they return the money. Then asked for another $900 which I did not pay. I had no money left to send. Then they refused the loan without the additional $900. They have done this to several people if you look now on Superpages.com and check out Ludington Loans in Southfield, MI 48033 under advanced search.I an still waiting and they have not given back my money.

Asset Acquisition Group
AAG purchased a 6 year old debt from Wells Fargo. The debt was last reported by Wells Fargo as $23,779 in November 2009. As soon as AAG bought it, the debt suddenly jumped to $35,810 in March 2010 and $37,784 in May. They did not reply to my FDCPA letter for verification and ignored my follow up cease communications letter as well, both of which I had mailed certified with return receipt. On June 1 I turned everything over to WV Attorney Generals Office Consumer Protection Division. They were very interested and said this company had multiple violations in the state and were already under investigation and told me if I received anything else or the company sued to contact their office immediately. WV state law forbids a debt collector from adding interest or fees to a purchased debt and Calvary and National Service Bureau were recently sued for doing just that.

cashnetusa
Took out a loan with Cashnet USA and paid it off. Got a phone call today from a company called “Department of Law and Investigation” stating that they had a lawsuit filed on behalf of Cashnet for money fraud, fraudulent checks and a list of two or 3 other things. They had my address, email, phone number and my employer name. The guy who called me said his name was Alex Williams but had a pretty thick accent. I could hear telemarketers in the background going through the same routine with other people. He told me that I could either hire a lawyer and go to court and pay thousands of dollars or just pay the money owed and avoid all that. He then asked me what I wanted to do and I told him I’d contact my lawyer and hung up on him. I then called Cashnet and confirmed that I had paid off my account. I’m so angry at Cashnet . How the heck did this bozo get my information from them? Isn’t there a way to stop this? I’m going to the attorney general’s office here in Texas tomorrow and complain.

oneclickcash
I have a loan with one click cash and they do not take out a payment towards the loan on your payday, if you do not contact them three days or more prior to the due date, they will continually take $120.00 from your account as a renewal fee. nothing they take out is an actual payment to lower your loan amount. whoever borrows from this company has to pay off the full amount of the loan plus an extra $120.00 on the due date, they are not going to tell you the money they have been taking is to extend a due date you already thought existed. if you have any payday loans, my advice is to read the terms of the loan and pay it off the next time you get paid or before that date or else you will be losing hundreds of dollars may be more depending on how long you let the company have control over the payments.

webpayday
Please stay away from this company. I dealt with payday loans a few years back such as Advance America which charges $15/per $100 with no other fees, well after exhausting all options when moving into a new house, I needed a few hundred bucks for moving expenses so found this company online and received a $400 payday loan, since I received this loan within a week of my pay period the next week $60 was debited from my account, 2 weeks later, another pay period rolled around and my account was debited for $120!, once I called to try to pay the loan off they told me I owed $400 plus the principal of $120 totalling $520! so basically for a 3 week 400 loan, I am being charge $300 in interest, STAY AWAY FROM THESE PEOPLE!!!!!!

CMG Group LLc and OSL marketing
Cannot get information on CMG Group llc or OSL marketing services. No address or no legal Websites. CMG put 200.00 dollars in the banking account and was supposed to contact us to verify information and didn’t talk to anyone. They never sent emails telling they were deducting payments on certain dates or anything. They had deducted 120.00 out of the account and CMG had no real phone number but went through a service. We finally got the number for OSL and they were really rude. We asked for a contract and they finally sent one but not after we had the bank dispute the dealings with them. We asked for an address and they said that they way we would get that was to take out bankruptcy. There are other people in the same position we are. Now OSL notified us through an email that doesn’t work an said that they had sent this to AIS Services for collections. It has just been one mess after another from a company or whatever you cannot get any information about.

IDTHECS
I have been trying to resolve this since 4/18/08 and have done everything company asked me to do but still no response and still have not returned my money to my account I have been calling, chatting every other day since 4/18/08. They say wait for an email that will never come. I did not order this and do not want it. I would like my money back. They took $31.98 from me.

For the latest payday loan scam reports on complaints.com click here